ITUB3

ONconsolidated

ITAU UNIBANCO HOLDING S.A.

CNPJ 60872504000123

Last close

R$ 54.22

2026-10-09

Over the window

+50.40%

2025-12-26 → 2026-10-09

High / Low

55.43 / 35.70

intraday · 197 sessions

Avg. volume

107.83m

21-session average

54.86close33.07

Monthly closes

—

Return 1 year

—

corporate event inside the window — different share bases

Return 3 years

—

corporate event inside the window — different share bases

Return 5 years

—

corporate event inside the window — different share bases

Return 10 years

—

corporate event inside the window — different share bases

Price step on 2025-12-26, consistent with a reverse split or split. High, low and change count from that day on — B3's file does not adjust the past, and mixing both steps would compare different share bases. The chart shows the raw series.

Ratios

Q3 25 → Q2 26

Valuation

Price / Earnings

13.13

Price / Book

2.62

Book value per share: R$ 20.68

Market cap

577.59bn

Shares issued: 11,026,869,192

Earnings per share (12m)

R$ 4.13

Q3 25 → Q2 26

Price / Sales

1.50

Price / Assets

0.18

Price / Working capital

—

Not shown: working capital is negative, and the multiple over it says nothing.

EV / EBITDA

—

Not shown: this issuer's chart of accounts (bank, insurer) has no “Loans and Financing” line — balance-sheet debt and EV do not apply.

EV / EBIT

—

Efficiency

Gross margin

37.2%

EBITDA margin

—

Operating margin

14.2%

Net margin

12.4%

Asset turnover

0.12

Revenue (12m)

385.99bn

Net income (12m): 47.94bn

Returns

ROE

21.0%

ROA

1.5%

Debt and structure

Assets / Equity

14.04

Current ratio

0.38

Net debt

—

Not shown: this issuer's chart of accounts (bank, insurer) has no “Loans and Financing” line — balance-sheet debt and EV do not apply.

Debt / Equity

—

Equity / Assets

0.07

Distributions

Dividend yield (12m)

5.8%

B3 ex-rights mark on 2025-12-26 inside the window, with the day's price jump within 5%: the figure is shown as computed — the share base barely moves, B3 does not publish the factor and this site does not adjust.

Distributions per share (12m)

R$ 3.1659

Payout (12m)

72.8%

Growth

Revenue CAGR (5y)

17.4%

Earnings CAGR (5y)

24.9%

Share capital from the FRE dated 2026-12-31. The FRE is annual — buybacks and issuances after that date are not reflected here.

computed — The CVM does not publish Q4 on its own — the annual filing carries the full year. This figure is the year minus the first nine months.

Distributions

Type	Approved on	Ex-date basis	R$ / share
JRS CAP PROPRIO	2025-12-09	2026-09-30	0.018182
JRS CAP PROPRIO	2025-12-09	2026-08-31	0.018182
JRS CAP PROPRIO	2025-12-09	2026-07-31	0.018182
JRS CAP PROPRIO	2025-12-09	2026-06-30	0.018182
JRS CAP PROPRIO	2026-05-28	2026-06-18	0.361880
JRS CAP PROPRIO	2025-12-09	2026-05-29	0.018182
JRS CAP PROPRIO	2025-12-09	2026-04-30	0.018182
JRS CAP PROPRIO	2025-12-09	2026-03-31	0.018182
JRS CAP PROPRIO	2026-02-26	2026-03-19	0.348880
JRS CAP PROPRIO	2025-12-09	2026-02-27	0.018182
JRS CAP PROPRIO	2025-12-09	2026-01-30	0.018182
JRS CAP PROPRIO	2025-12-09	2025-12-30	0.018182

Gross amounts, by record date, from B3's registry — the Type column separates dividends, interest on equity and capital returns, and the 12-month yield adds all of them. A capital return is a refund, not income. Interest on equity (JCP) carries 15% withholding tax for individuals — the net yield is lower. Payment dates are not in this registry; they live in the shareholder notice.

Ratios by year

Year	Revenue	Net income	Gross margin	Net margin	ROE	ROA	Turnover	Year-end price	P/E	DY
2025	387.12bn	45.85bn	35.9%	11.8%	21.3%	1.5%	0.13	36.35	8.98	—
2024	335.33bn	42.13bn	40.5%	12.6%	19.0%	1.5%	0.12	26.90	—	9.0%
2023	313.22bn	33.88bn	39.8%	10.8%	17.0%	1.3%	0.12	28.84	8.53	4.4%
2022	283.37bn	30.74bn	40.8%	10.9%	17.3%	1.3%	0.12	21.89	7.22	4.7%
2021	195.68bn	28.38bn	64.6%	14.5%	17.3%	1.4%	0.09	19.09	6.97	4.8%
2020	173.76bn	15.06bn	57.7%	8.7%	9.8%	0.8%	0.09	27.93	14.47	4.7%
2019	193.04bn	27.81bn	60.7%	14.4%	18.6%	1.7%	0.12	32.03	—	8.8%
2018	131.32bn	25.64bn	46.2%	19.5%	17.0%	1.7%	0.08	30.05	11.74	—
2017	147.62bn	24.27bn	46.9%	16.4%	16.4%	1.7%	0.10	37.69	10.24	4.0%
2016	174.32bn	23.58bn	45.4%	13.5%	17.5%	1.7%	0.13	30.00	8.40	—
2015	129.57bn	26.16bn	42.1%	20.2%	22.9%	2.1%	0.10	24.58	5.72	—
2014	129.04bn	21.86bn	43.4%	16.9%	21.7%	1.9%	0.11	32.30	8.20	—
2013	94.80bn	16.52bn	51.1%	17.4%	19.6%	1.6%	0.09	29.45	—	—
2012	101.58bn	13.19bn	52.7%	13.0%	17.4%	1.4%	0.11	31.18	—	3.8%
2011	103.60bn	14.61bn	46.3%	14.1%	19.4%	1.8%	0.13	27.01	8.83	4.0%
2010	82.62bn	12.49bn	55.4%	15.1%	18.4%	1.7%	0.11	31.00	12.02	3.2%

From each fiscal year's DFP, with the close of the fiscal year-end month alongside. Yearly P/E and DY use the fiscal year-end close against that year's EPS and payouts — both already per share. An empty cell carries its reason in the tooltip: a loss, EPS out of scale, lot-of-a-thousand quoting, a split in the way. Yearly P/B is left out: it would need that year's share count, and the registration filing stores the latest approval's count under the reference date.

Quarterly results

Period	Revenue	Operating	Net income	Net margin
Q2 26	100.07bn	14.27bn	12.32bn	12.3%
Q1 26	99.05bn	12.71bn	11.88bn	12.0%
Q4 25	89.48bn	13.99bn	12.14bn	13.6%
Q3 25	97.39bn	13.72bn	11.60bn	11.9%
Q2 25	102.76bn	9.66bn	11.40bn	11.1%
Q1 25	97.49bn	12.89bn	10.71bn	11.0%
Q4 24	91.24bn	13.08bn	11.12bn	12.2%
Q3 24	77.94bn	10.01bn	10.60bn	13.6%
Q2 24	86.19bn	12.26bn	10.37bn	12.0%
Q1 24	79.97bn	12.21bn	10.04bn	12.6%
Q4 23	75.09bn	10.08bn	8.95bn	11.9%
Q3 23	80.38bn	10.47bn	8.47bn	10.5%

Balance sheet

Period	Total assets	Equity	Assets / Equity	Current ratio
Q2 26	3,202.13bn	228.03bn	14.04	0.38
Q1 26	3,171.20bn	220.02bn	14.41	0.44
Q4 25	3,066.17bn	215.08bn	14.26	0.52
Q3 25	2,969.35bn	224.71bn	13.21	0.43
Q2 25	2,877.42bn	218.45bn	13.17	0.43
Q1 25	2,802.81bn	211.02bn	13.28	0.55
Q4 24	2,854.48bn	221.28bn	12.90	0.42
Q3 24	2,783.43bn	210.99bn	13.19	0.53
Q2 24	2,722.72bn	202.73bn	13.43	0.50
Q1 24	2,608.70bn	193.68bn	13.47	0.48
Q4 23	2,543.10bn	199.05bn	12.78	0.60
Q3 23	2,509.12bn	192.67bn	13.02	—

A balance sheet is a snapshot, not a window: there is no “computed Q4” here — December's figure is what the annual filing published.

What the company filed

Filing	Period	Filed on	Days after close	Document
ITRT2	2026-06-30	2026-08-04	35	CVM ↗
ITRT1	2026-03-31	2026-05-05	35	CVM ↗
DFPanual	2025-12-31	2026-02-04	35	CVM ↗
ITRT3	2025-09-30	2025-11-04	35	CVM ↗
ITRT2	2025-06-30	2025-08-05	36	CVM ↗
ITRT1	2025-03-31	2025-05-08	38	CVM ↗
DFPanual	2024-12-31	2025-02-05	36	CVM ↗
ITRT3	2024-09-30	2024-11-04	35	CVM ↗
ITRT2	2024-06-30	2024-08-06	37	CVM ↗
ITRT1	2024-03-31	2024-05-06	36	CVM ↗
DFPanual	2023-12-31	2024-02-05	36	CVM ↗
ITRT3	2023-09-30	2023-11-06	37	CVM ↗
ITRT2	2023-06-30	2023-08-07	38	CVM ↗
ITRT1	2023-03-31	2023-05-08	38	CVM ↗
DFPanual	2022-12-31	2023-02-07	38	CVM ↗
ITRT3	2022-09-30	2022-11-10	41	CVM ↗

When the next one is due

Next period

2026-09-30

ITR

Estimated filing

2026-11-03

Median

34 days

47 filings measured

Range

23–41 days

This is measured habit, not company guidance: the CVM publishes no forward calendar as open data. The estimate applies this company's historical median to the next period.